Including Your Whole Family in Your Will

HOW TO WRITE A WILL THAT INCLUDES YOUR WHOLE FAMILY


Cape Breton families are growing increasingly complex. As of the 2016 Census, of the 12,960 families with at least one child under the age of 24 in Cape Breton, only 6,295 (48.6%) were intact families. 1,125 Cape Breton families with at least one child under the age of 24 were stepfamilies. 


Complex families can make the distribution of your estate…well…complex. However, if you have a stepfamily and want to ensure your whole family receives something from your estate, the most important step you can take is having a will prepared. In Nova Scotia, if you die intestate (without a will), the Intestate Succession Act governs the distribution of your estate. The Intestate Succession Act does not provide for step relations. Therefore, if you want your step relatives to receive anything from your estate, you will need to prepare a will. 


When it comes to preparing your will, here are some additional considerations for complex families:


Choosing an Executor: If you are concerned about tension and conflict between your family members following your death, you should carefully consider who you choose to be the executor of your will. In some situations it may be wise to choose a neutral third party as opposed to a family member. 


Mutual Wills: Some spouses with blended families choose to execute mutual wills. Spouses frequently create “mirror” wills, leaving everything to their spouse, and in the event their spouse predeceases them, to their children. However, you may want assurance that in the event you predecease your spouse, your children will still benefit from your estate. A mutual will includes a clear clause whereby the spouses agree that following the death of one spouse, the surviving spouse is prohibited from revoking or changing their will. 


Life Interests: Providing a spouse with a life interest is another option that may be attractive if you are trying to balance the interests of your spouse and your children in a blended family. A life interest enables the testator to leave an asset, for example a home or shareholdings, to their spouse, for the remainder of the spouse’s life, and then, on the spouse’s death, to their children. In some cases, a life interest to your spouse may be a better fit than leaving an asset for your spouse and children to share, which can lead to conflicts and even the forced sale of the asset. 


Sampson McPhee has prepared this publication to provide legal information of a general nature. It is not intended to provide legal advice. If you have any questions or concerns one of our lawyers will be happy to assist you. You can reach us by calling 902 539 2425.

Recently Engaged? Three Legal Considerations Before Walking Down the Aisle

Applying for your Marriage Licence:

In order for your marriage to be valid, you need to obtain a marriage licence in advance of your ceremony. Nova Scotia has recently updated the laws regarding the issuance of marriage licences. Both you and your fiancé(e) will have to visit an Access Nova Scotia Office to apply for your marriage licence, as you will both need to complete an affidavit form which must be witnessed.

You will both be required to provide your full names, ages, addresses, marital statuses and occupations. You will also both need to bring a signed piece of government-issued identification, proof of your age, and a certified copy of either your:

  • valid photo driver’s licence;
  • birth certificate;
  • baptism certificate;
  • passport; or
  • Canadian citizenship card.

Also, if either of you is divorced or widowed, you will need to bring proof of divorce or proof of death.

The application fee is $132.70.

Marriage licences now expire three months after they are issued. You will want to ensure you apply for your marriage licence within three months of your wedding ceremony to avoid having to complete the process twice.

 

Contracting with Vendors:

When contracting with wedding vendors, it is important to carefully review these contracts and to ensure they clearly set out all of the products or services you expect to receive.

Recently, a pair of Nova Scotia newlyweds sued the rental company they hired to provide tents, tables, chairs, linens, dishes, cutlery, a dance floor, and other items for their wedding. The rental company delivered the items two days late and there was a lot of confusion as to what services were to be provided by the rental company. As a result, the wedding preparations were significantly delayed, the rehearsal dinner was virtually cancelled, and many of the bride and groom’s close friends and family members had to stay up late into the early morning hours of the wedding day to set up.

Although the Court awarded the newlyweds $5,419.39, this was less than they had sought and their enjoyment of their wedding was severely impacted.

The Small Claims Court Adjudicator provided the following advice to future couples hoping to avoid a similar situation, “a clearly itemized list of who is responsible for what would go a long way to ensuring what happened here does not happen again.”

 

Wills, Power of Attorneys and Beneficiary Nominations:

This is a good time for you and your spouse to think about your wills, power of attorneys and beneficiary nominations. Now that you are getting married, you may wish to change your previously expressed intentions, or you may feel it is important to express your intentions for the first time.

You should also be aware that in Nova Scotia, if you have already made a will, it will be revoked by your marriage, unless the will specifically says it was prepared in contemplation of your upcoming marriage. This rule only applies to wills, therefore, if you already have a power of attorney, it will not be revoked by your upcoming marriage.

You may also have previously completed forms nominating a beneficiary or beneficiaries of your pensions or insurance policies. On your death, these assets will not form part of your estate. As such, even if you execute a new will leaving everything to your new spouse, these assets will go to the previously nominated beneficiary. If you wish to change a beneficiary nomination, you should inquire directly with your pension or insurance plan providers to learn how to do so.

Sampson McPhee has prepared this publication to provide legal information of a general nature. It is not intended to provide legal advice. If you have any questions or concerns one of our lawyers will be happy to assist you. You can reach us by calling 902 539 2425.

Temporary Foreign Worker Program

The Temporary Foreign Worker Program (TFWP) allows Canadian employers to hire foreign nationals for a specific period of time. To hire a foreign national, in most cases the foreign national must obtain a temporary work permit. There are two types of permits available, open work and employer specific, which allow an employer to hire a foreign national to fill a position they were unable to hire a Canadian citizen or permanent resident for.

Prior to applying for a temporary work permit, unless the worker qualifies for an exemption, an employer must obtain a Labour Market Impact Assessment (LMIA) from the International Mobility Workers Unit (IMWU), showing that the hiring of a foreign worker would not have a negative impact on the Canadian labour market. There are exemptions available under the Immigration and Refugee Protection Act, SC 2001, c 27, as well as under various trade agreements such as the North American Free Trade Agreement (NAFTA) or the General Agreement on Trade in Services (GATS). If you’re not sure whether the foreign national you would like to hire qualifies for an exemption from the LMIA process, you can request an opinion from the IMWU. Requests for opinions are typically responded to within 14 calendar days.

The next step after the LMIA process is to apply for a temporary work permit. The application process and the information required can vary significantly, depending upon what class the worker is applying under and whether the worker is applying from inside or outside Canada. There are also certain classes of workers which do not require a temporary work permit such as a “business visitor” under the Immigration and Refugee Protection Act. Depending upon the foreign national’s country of citizenship, they may have to obtain a Temporary Resident Visa before being permitted entry into Canada. Depending upon the individual situation, there are a number of documents related to your work permit that you may be required to have on your person to present to a Border Services officer upon entry to Canada. The process itself can be complex and arduous, but Sampson McPhee is here to guide you every step of the way.

​For more​ ​information​ ​​call​ ​us​ ​today​ ​at​ ​902-539-2425​ ​or​ ​send​ ​us​ ​a confidential​ ​email​ ​at:​ ​​mail@sampsonmcphee.com

What​ ​name​ ​should​ ​you​ ​use​ ​when​ ​booking​ ​your​ ​honeymoon?

As​ ​wedding​ ​season​ ​in​ ​Cape​ ​Breton​ ​begins​ ​to​ ​wind​ ​down,​ ​it​ ​is​ ​important​ ​for​ ​you​ ​to​ ​be mindful​ ​of​ ​what​ ​name​ ​you​ ​use​ ​when​ ​booking​ ​your​ ​honeymoon.​ ​​ ​If​ ​you​ ​are​ ​travelling soon​ ​after​ ​your​ ​wedding,​ ​you​ ​should​ ​be​ ​sure​ ​to​ ​book​ ​your​ ​travel​ ​in​ ​your​ ​maiden​ ​name since​ ​you​ ​probably​ ​will​ ​not​ ​have​ ​time​ ​to​ ​complete​ ​your​ ​name​ ​change​ ​before​ ​leaving​ ​for your​ ​holiday​ ​escape.​ ​​ ​If​ ​you​ ​intend​ ​to​ ​travel​ ​in​ ​the​ ​months​ ​following​ ​your​ ​wedding,​ ​you should​ ​consider​ ​whether​ ​you​ ​will​ ​have​ ​time​ ​to​ ​obtain​ ​a​ ​new​ ​passport​ ​in​ ​your​ ​married name​ ​before​ ​you​ ​leave​ ​for​ ​your​ ​trip.​ ​​ ​If​ ​not,​ ​it​ ​is​ ​probably​ ​best​ ​to​ ​schedule​ ​your​ ​travel​ ​in your​ ​maiden​ ​name,​ ​and​ ​proceed​ ​with​ ​changing​ ​your​ ​last​ ​name​ ​upon​ ​your​ ​return. We​ ​also​ ​recommend​ ​to​ ​our​ ​clients​ ​to​ ​to​ ​carry​ ​with​ ​them​ ​a​ ​copy​ ​of​ ​their​ ​marriage certificate​ ​while​ ​travelling,​ ​if​ ​they​ ​have​ ​only​ ​recently​ ​changed​ ​their​ ​last​ ​name​ ​and​ ​have not​ ​finished​ ​obtaining​ ​all​ ​of​ ​your​ ​new​ ​identification.​ ​That​ ​way,​ ​if​ ​they​ ​happen​ ​to​ ​find themselves​ ​with​ ​identification​ ​issued​ ​in​ ​the​ ​wrong​ ​name,​ ​they​ ​can​ ​produce documentation​ ​to​ ​explain​ ​the​ ​difference.​

​To​ ​legally​ ​change​ ​your​ ​name,​ ​you​ ​can​ ​obtain​ ​a copy​ ​of​ ​the​ ​application​ ​form,​ ​you​ ​need​ ​to​ ​call​ ​Service​ ​Canada​ ​at​ ​1-800-461-2156​ ​and they​ ​will​ ​mail​ ​an​ ​application​ ​form​ ​to​ ​you​ ​or​ ​visit​ ​this​ ​website​ ​for​ ​details: https://novascotia.ca/sns/access/vitalstats/changing-name.asp​​ ​(Once​ ​the​ ​application has​ ​been​ ​processed​ ​(Service​ ​Canada​ ​quotes​ ​a​ ​turn-around​ ​time​ ​of​ ​6-8​ ​weeks),​ ​Service Canada​ ​will​ ​send​ ​you​ ​a​ ​Certificate​ ​of​ ​Name​ ​Change.)

Divorce​ ​&​ ​Time​ ​Sharing​ ​Agreements​ ​with​ ​couples​ ​in​ ​Cape​ ​Breton-​ ​​Cape​ ​Breton Island​ ​Divorce​ ​Lawyers

As​ ​we​ ​all​ ​know,​ ​children​ ​grow​ ​up​ ​fast.​ ​Regardless​ ​of​ ​the​ ​reasons​ ​that​ ​led​ ​to​ ​your divorce​ ​or​ ​separation,​ ​you​ ​surely​ ​want​ ​to​ ​spend​ ​as​ ​much​ ​time​ ​as​ ​possible​ ​with​ ​your children,​ ​but​ ​chances​ ​are​ ​your​ ​former​ ​spouse​ ​also​ ​feels​ ​the​ ​same​ ​way.​ ​Instead​ ​of leaving​ ​room​ ​for​ ​conflict,​ ​time​ ​sharing​ ​matters​ ​can​ ​be​ ​avoided​ ​by​ ​seeking​ ​the​ ​help​ ​of​ ​an experienced​ ​legal​ ​team​ ​who​ ​specializes​ ​in​ ​separations​ ​and​ ​divorces.
In​ ​order​ ​to​ ​ensure​ ​the​ ​stability​ ​of​ ​a​ ​child’s​ ​life​ ​and​ ​protect​ ​their​ ​well-being,​ ​we​ ​can​ ​help with​ ​a​ ​time​ ​sharing​ ​agreement​ ​can​ ​be​ ​made​ ​between​ ​two​ ​parents​ ​so​ ​that​ ​the​ ​child​ ​can spend​ ​quality​ ​time​ ​with​ ​both​ ​parents.​ ​The​ ​time​ ​sharing​ ​agreement​ ​includes​ ​holidays, summer​ ​breaks​ ​and​ ​other​ ​special​ ​occasions​ ​so​ ​that​ ​parents​ ​can​ ​decide​ ​how​ ​they​ ​will both​ ​enjoy​ ​the​ ​company​ ​of​ ​their​ ​child​ ​during​ ​these​ ​special​ ​moments.​ ​You​ ​have​ ​the​ ​right to​ ​continue​ ​playing​ ​an​ ​active​ ​role​ ​in​ ​your​ ​child’s​ ​life.​ ​In​ ​fact,​ ​children​ ​benefit​ ​from​ ​having good​ ​relationships​ ​with​ ​both​ ​parents.

By​ ​hiring​ ​Sampson​ ​McPhee​ ​to​ ​assist​ ​you​ ​with​ ​your​ ​time​ ​sharing​ ​case,​ ​you​ ​can​ ​​increase your​ ​chances​ ​of​ ​obtaining​ ​the​ ​case​ ​outcome​​ ​that​ ​suits​ ​the​ ​needs​ ​of​ ​your​ ​family.​ ​For more​ ​information​ ​or​ ​to​ ​get​ ​started​ ​call​ ​us​ ​today​ ​at​ ​902-539-2425​ ​or​ ​send​ ​us​ ​a confidential​ ​email​ ​at:​ ​​mail@sampsonmcphee.com

How ​do ​I ​settle a ​divorce ​through mediation?

Hundreds​ ​of​ ​couples​ ​have​ ​turned​ ​to​ ​Sampson​ ​McPhee​ ​law​ ​firm​ ​in​ ​hopes​ ​of​ ​of​ ​settling their​ ​divorce​ ​through​ ​mediation​ ​outside​ ​of​ ​the​ ​courtroom.​ ​While​ ​most​ ​traditional​ ​divorce cases​ ​are​ ​lengthy​ ​and​ ​contentiously​ ​fought​ ​in​ ​court,​ ​mediation​ ​is​ ​a​ ​low-cost​ ​and effective​ ​way​ ​for​ ​a​ ​couple​ ​to​ ​amicably​ ​reach​ ​an​ ​agreement​ ​and​ ​divorce.​ ​This​ ​method has​ ​become​ ​increasingly​ ​more​ ​popular​ ​and​ ​is​ ​something​ ​we​ ​specialize​ ​in.

With​ ​the​ ​assistance​ ​of​ ​our​ ​Cape​ ​Breton​ ​divorce​ ​lawyers,​ ​you​ ​and​ ​your​ ​spouse​ ​can​ ​end your​ ​marriage​ ​on​ ​good​ ​terms.​ ​Our​ ​team​ ​of​ ​lawyers​ ​have​ ​successfully​ ​guided​ ​many couples​ ​through​ ​mediation,​ ​and​ ​are​ ​confident​ ​in​ ​their​ ​abilities​ ​to​ ​help​ ​you​ ​get​ ​through this.

Mediation​ ​can​ ​allow​ ​you​ ​and​ ​your​ ​spouse​ ​to​ ​agree​ ​on​ ​topics​ ​such​ ​as:
-Child​ ​custody
-Property​ ​division
-Visitation/Time​ ​sharing
-Child​ ​support

If​ ​you​ ​are​ ​interested​ ​in​ ​benefiting​ ​from​ ​our​ ​firm’s​ ​mediation​ ​services,​ ​please​ ​do​ ​not hesitate​ ​to​ ​contact​ ​us​ ​today.​ ​Our​ ​team​ ​strive​ ​to​ ​offer​ ​all​ ​of​ ​our​ ​clients​ ​the​ ​compassionate and​ ​results-driven​ ​representation​ ​you​ ​need.​ ​Call​ ​us​ ​at​ ​902-539-2425​ ​or​ ​email mail@sampsonmcphee.com

How​ ​we​ ​manage​ ​Separation​ ​and​ ​Divorce​ ​proceedings?

Clearly​ ​marriage​ ​break​ ​ups​ ​give​ ​rise​ ​to​ ​a​ ​host​ ​of​ ​emotions.​ ​We​ ​fully​ ​realize​ ​​you​ ​want​ ​to entrust​ ​your​ ​case​ ​and​ ​your​ ​family’s​ ​future​ ​to​ ​someone​ ​who​ ​not​ ​only​ ​has​ ​the​ ​experience to​ ​handle​ ​complicated​ ​legal​ ​matters,​ ​but​ ​also​ ​someone​ ​who​ ​has​ ​the​ ​compassion​ ​and understanding​ ​you​ ​need.​ ​We​ ​view​ ​our​ ​job​ ​is​ ​to​ ​ensure​ ​our​ ​clients​ ​achieve​ ​a​ ​fair settlement​ ​and​ ​at​ ​the​ ​same​ ​time​ ​build​ ​solutions​ ​to​ ​allow​ ​for​ ​the​ ​continued​ ​maintenance and​ ​care​ ​of​ ​any​ ​dependent​ ​children​ ​that​ ​may​ ​be​ ​involved. Divorces​ ​are​ ​hard​ ​and​ ​can​ ​be​ ​emotionally​ ​taxing​ ​on​ ​all​ ​parties​ ​involved.​ ​The​ ​firm​ ​you choose​ ​can​ ​make​ ​or​ ​break​ ​your​ ​case,​ ​which​ ​is​ ​why​ ​it​ ​is​ ​very​ ​important​ ​that​ ​you​ ​choose wisely.​ ​At​ ​Sampson​ ​McPhee,​ ​we​ ​have​ ​helped​ ​many​ ​clients​ ​living​ ​throughout​ ​Cape Breton​ ​and​ ​across​ ​Atlantic​ ​Canada,​ ​with​ ​our​ ​experienced​ ​legal​ ​services.​ ​We​ ​have​ ​the legal​ ​experience​ ​and​ ​sensitivity​ ​to​ ​handle​ ​matters​ ​related​ ​to​ ​alimony,​ ​modifications, mediation,​ ​time-sharing​ ​agreements,​ ​and​ ​child​ ​custody​ ​and​ ​support​ ​issues.

To​ ​learn​ ​more​ ​about​ ​how​ ​Sampson​ ​McPhee​ ​can​ ​help​ ​you​ ​with​ ​our​ ​legal​ ​approach,​ ​we are​ ​ready​ ​and​ ​willing​ ​to​ ​help​ ​get​ ​you​ ​through​ ​this.​ ​Call​ ​us​ ​today​ ​to​ ​get​ ​started 902-539-2425​ ​or​ ​email​ ​​mail@sampsonmcphee.com

I’ve​ ​been​ ​injured​ ​in​ ​a​ ​car​ ​accident​ ​and​ ​my​ ​doctor​ ​tells​ ​me​ ​I​ ​need​ ​physiotherapy treatment,​ ​who​ ​pays​ ​for​ ​this?

Most​ ​often​ ​immediately​ ​after​ ​a​ ​car​ ​accident​ ​there​ ​may​ ​still​ ​be​ ​outstanding​ ​issues​ ​dealing with​ ​the​ ​question​ ​of​ ​liability​ ​and​ ​essentially​ ​who​ ​is​ ​to​ ​blame.​ ​Sometimes​ ​it​ ​may​ ​take years​ ​for​ ​those​ ​questions​ ​to​ ​be​ ​finally​ ​resolved.​ ​Therefore,​ ​in​ ​the​ ​interim​ ​every​ ​auto
insurance​ ​policy​ ​holder​ ​is​ ​entitled​ ​to​ ​the​ ​benefits​ ​of​ ​what​ ​is​ ​referred​ ​to​ ​as​ ​“Section​ ​B coverage”.​ ​In​ ​this​ ​regard,​ ​essentially​ ​your​ ​own​ ​insurer​ ​is​ ​obligated​ ​to​ ​provide​ ​minimum benefits​ ​relating​ ​to​ ​medical​ ​care,​ ​loss​ ​of​ ​wages,​ ​vehicle​ ​damage​ ​and​ ​so​ ​forth.​ ​Ultimately if​ ​the​ ​“other​ ​party”​ ​is​ ​found​ ​to​ ​be​ ​liable,​ ​then​ ​your​ ​insurance​ ​company​ ​can​ ​claim reimbursement​ ​from​ ​their​ ​insurer​ ​for​ ​the​ ​interim​ ​money​ ​that​ ​they​ ​have​ ​paid​ ​out.

Depending​ ​on​ ​the​ ​extent​ ​of​ ​any​ ​personal​ ​injuries,​ ​the​ ​time​ ​it​ ​takes​ ​to​ ​resolve​ ​a​ ​claim most​ ​often​ ​depends​ ​on​ ​the​ ​time​ ​it​ ​takes​ ​to​ ​secure​ ​sufficient​ ​medical​ ​information​ ​to determine​ ​the​ ​extent​ ​of​ ​your​ ​injuries​ ​and​ ​the​ ​future​ ​prognosis.

In​ ​our​ ​opinion,​ ​it’s​ ​critical​ ​that​ ​you​ ​engage​ ​legal​ ​counsel​ ​immediately​ ​after​ ​the​ ​accident so​ ​that​ ​there​ ​is​ ​no​ ​delay​ ​or​ ​burden​ ​in​ ​obtaining​ ​the​ ​required​ ​funds​ ​to​ ​receive​ ​the necessary​ ​medical​ ​treatment​ ​you​ ​require.​ ​Your​ ​initial​ ​consultation​ ​with​ ​us​ ​is​ ​free.​ ​Call​ ​us today​ ​at​ ​902-539-2425​ ​or​ ​email​ ​​mail@sampsonmcphee.com

Do​ ​I​ ​need​ ​a​ ​lawyer​ ​to​ ​go​ ​to​ ​small​ ​claims​ ​court?

One​ ​of​ ​the​ ​fundamental​ ​objectives​ ​of​ ​the​ ​small​ ​claims​ ​court​ ​act​ ​(Nova​ ​Scotia)​ ​is​ ​to provide​ ​a​ ​means​ ​for​ ​settling​ ​disputes​ ​in​ ​a​ ​relatively​ ​quick​ ​and​ ​inexpensive​ ​manner.​ ​The maximum​ ​monetary​ ​amount​ ​of​ ​small​ ​claims​ ​disputes​ ​is​ ​presently​ ​$25,000.​ ​To​ ​that​ ​end, while​ ​you​ ​are​ ​permitted​ ​to​ ​have​ ​legal​ ​representation​ ​that​ ​is​ ​often​ ​the​ ​exception,​ ​as​ ​most people​ ​represent​ ​themselves​ ​for​ ​these​ ​matters.​ ​While​ ​the​ ​rules​ ​of​ ​evidence​ ​and formalities​ ​of​ ​the​ ​court​ ​process​ ​are​ ​significantly​ ​relaxed,​ ​at​ ​the​ ​end​ ​of​ ​the​ ​day​ ​the claimant​ ​still​ ​needs​ ​to​ ​“prove”​ ​their​ ​case.​ ​Therefore,​ ​whether​ ​you​ ​are​ ​a​ ​claimant​ ​or​ ​a defendant​ ​and​ ​intend​ ​to​ ​represent​ ​yourself,​ ​it​ ​may​ ​prove​ ​to​ ​be​ ​worth​ ​your​ ​while​ ​to consult​ ​with​ ​a​ ​lawyer​ ​and​ ​obtain​ ​some​ ​advice​ ​and​ ​direction​ ​on​ ​how​ ​you​ ​should​ ​proceed.

If​ ​you​ ​have​ ​questions​ ​about​ ​a​ ​small​ ​claim​ ​court​ ​issue,​ ​give​ ​us​ ​a​ ​call​ ​anytime 902-539-2425.

When​ ​do​ ​I​ ​engage​ ​a​ ​lawyer​ ​when​ ​I​ ​am​ ​selling​ ​my​ ​home​ ​privately​ ​in​ ​Cape​ ​Breton?

The​ ​earlier​ ​in​ ​the​ ​process​ ​you​ ​speak​ ​to​ ​a​ ​lawyer,​ ​the​ ​more​ ​informed​ ​you​ ​will​ ​be​ ​in knowing​ ​what​ ​the​ ​essential​ ​terms​ ​will​ ​be​ ​required​ ​in​ ​a​ ​sales​ ​contract.​ ​If​ ​a​ ​real​ ​estate agent​ ​is​ ​not​ ​involved​ ​then​ ​you​ ​will​ ​need​ ​to​ ​consult​ ​a​ ​lawyer​ ​either​ ​to​ ​prepare​ ​a​ ​sales agreement​ ​for​ ​you​ ​or​ ​alternatively​ ​review​ ​a​ ​written​ ​offer​ ​you​ ​may​ ​receive.​ ​In​ ​the preliminary​ ​stages​ ​of​ ​the​ ​transaction,​ ​you​ ​should​ ​contact​ ​a​ ​lawyer​ ​to​ ​obtain​ ​a​ ​list​ ​of important​ ​items​ ​that​ ​will​ ​have​ ​to​ ​be​ ​addressed​ ​throughout​ ​the​ ​sales​ ​process.​ ​For​ ​us,​ ​if ultimately​ ​we​ ​are​ ​representing​ ​a​ ​buyer​ ​or​ ​a​ ​seller,​ ​then​ ​generally​ ​it​ ​costs​ ​nothing​ ​more to​ ​make​ ​the​ ​preliminary​ ​call​ ​and​ ​obtain​ ​some​ ​up​ ​front​ ​advice​ ​before​ ​you​ ​list.​ ​Once​ ​the terms​ ​of​ ​sale​ ​have​ ​been​ ​verbally​ ​agreed​ ​upon,​ ​it​ ​will​ ​then​ ​be​ ​critical​ ​that​ ​they​ ​be reduced​ ​into​ ​a​ ​formal​ ​agreement​ ​which​ ​will​ ​clearly​ ​set​ ​out​ ​the​ ​terms​ ​of​ ​sale.​

​​If​ ​you​ ​have questions​ ​about​ ​real​ ​estate​ ​purchases​ ​or​ ​sales,​ ​give​ ​us​ ​a​ ​call​ ​anytime 902-539-2425.